No back-and-forth. No endless forms. Just a live offer and same-day capital.
Link via Plaid or upload your last 3-4 months of statements. Bank-grade encryption, end to end.
Our automated underwriting prices your advance instantly — 80% of your average monthly revenue.
Accept your offer and receive capital as fast as the same day. Up to $20M.
mcafunding.io replaces weeks of underwriting with an automated engine that prices your advance the moment your bank data is in. You see your factor rate, term, and daily payment in real time — then accept and get funded.
Advances range from $300,000 up to $20 million, sized to 80% of your average monthly revenue over the last 3-4 months.
Once you accept your offer, funding can happen as fast as the same day — often within 24 hours.
Terms run up to 10 months with daily ACH payments. Your live offer shows the exact factor rate and payment before you accept.
Bank connections are encrypted via Plaid. We never store your login credentials, and your data is used only to generate your offer.